Seeing that I am a big Electroneum fan and I believe the ETN Price will reach $1 by the end of this year, I am willing to give you the 20 BTC loan if:

(1) You give 120% Col. in ETN
(2) We use an Escrow - I have worked with minerjones before, so I recommend him.

But I highly doubt you have 20 BTC + 20% in ETN, feel free to proof me wrong.