for sure it's no normal reason for loan if i must pay more than i want to recieve, rlly, it's can working only on platform like WM (u work with credit contract, and WM system is being a guarantee of a credit (if the debtor does not repay the debt, then the system pays the creditor funds, and with the debtor is dealt with by itself through legal actions, is it not so simpler? and do not need any collateral)
pls if any want to help a man who trying to be a more good person, pls help!