Problem was a typo I made somewhere, so I got access to my wallet in Electrum now. Thank you!
Great... glad to hear it was an "easy" fix!

Is there any way I can transfer the btc between wallets locally or does it have to go through the network (including a fee)?
If you want to transfer Bitcoin from one address to another, the only way you can do this is with an "on-chain" transaction sent through the network... which will of course require a transaction fee.
However, at the moment, the mempool is relatively empty and fees are REALLY low... like, transactions with 1 or 2 sat/byte fees are getting confirmations.
So you can move BTC pretty cheaply at the moment. refer:
https://bitcointalk.org/index.php?topic=2848987.0