As for exhange fiat to PYPL on their platform - Im agree. It should be convenient for users. But I think they will do this of course. They are professionals, and I think they know how to do better.
As for Paypal, read this article:
http://fintechnews.sg/11127/insurtech/policypal-becomes-first-start-graduate-mas-fintech-regulatory-sandbox/Founded in April 2016, PolicyPal employs the use of algorithms to analyze current insurance coverage received funding from 500 Startups and angel investors and is presently working with global insurance
companies to help them go digital. PolicyPal Pte. Ltd. is a company under the incubation of PayPal. The PayPal incubation program is an APAC Fintech focused incubation program run by PayPal.
It has also partnered with global insurance companies in Singapore AIG, Aviva, AXA, Etiqa and NTUC Income. PolicyPals regional expansion strategy includes scaling their existing platform and operations beyond Singapore to include Japan, Taiwan, Indonesia, and Thailand.
Just for example:
Aviva - Market capitalization: 19,83 billions dollars
AIG - Market capitalization: 53,46 billions dollars
AXA - Market capitalization: 61,39 billions dollars
If PolicyPal will take its niche, can you imagine what marketcap will be in policyPal? At last few billons dollars from primary 25 millions... And how much can be cost tokens (coins in future)?
I understand how much token will cost, but only if it will have economy I described. You convinced me, but team should put some more info about token value in wp, I will invest in it. Can you ask them to unban me in group? It will be harder to give them my money without being in group