Thats ridiculous. Lets say I am an investor who is willing to buy an invoice for %5 profit. I am already risking my money for this %5 profit. Do I also have to worry about PPT price? What if PPT price drops %15 percent? I will be losing %10

There is no such stupid investor around me. This type of business only works for guaranteed profits.

Same for seller side. I will be selling my invoice by giving up from %5 of it. I cannot afford losing %15 because PPT price dropped. I need my money in fiat.

Micro factoring = micro profit = micro risk

If Steve said that, thats also proof of how this system is not going to work.