This ico is an SCAM, I work a credit manger at Big Bank, in Spain... it has branches in UK, States, Poland... Germany... the logo is red.
It is impossible a system to lend using crypto, and the owners of project are located in Russia... please it is an scam...
How to deal with small company that not pay the debt?

Please the majority Scammers are from lithuania....
Thanks.
Can you give us some more details about how it makes you scam because you should represent them in graphical and show me the proofs?
Already community is really good with this Debitum technology and their process of giving debits in terms fiats not in terms of cryptocurrency.