Here's what I don't get.
What if someone buys like .5 btc, then waits 30 days, and dies an instant buy of 50 btc and diesnt pay?
Seems open for people to kill the company.
You have to link your bank account, so I think the instant buy would get declined if there aren't enough funds in your account to complete the transaction. They aren't going to give you BTC before they get their money.