yeah, that happened with the first card like 6 month ago which was actually a Greendot card. However they actually let me withdraw the rest of the funds I bought with moneypack at the time. Greendot just wouldn't let me load anymore moneypacks, so now it can't be used anymore.

I figured it would have something to do with the zip code that was entered. But in this case with Ms bitcoin it wasn't over a thousand nor multiple cards..Just one single card and 500

In some cases, you load  money pack number at the greendot site for an outside card(account now), then you enter your own zip code. That's what i did here. But I'm getting a dispute page instead of my account now, but it's possible it could be just out of state

If that's true that it is now impossible to buy moneypacks unless it's bought locally, then moneypack is screwed anyway as a means for trading bitcoin

You might as well do cash trades, then go buy your own money pack locally if you really want that. As far as I'm concerned there isn't much reason to even use money packs unless it's for things to buy online, and if you want to do that, just get a  gift card at Gyft...why bother with moneypack?