Well, maybe I got it all wrong, but from what I understood they would only remove the option to "create money" through debt by "local banks", but the Central Bank would still be able to do it. This would result in more power for governments that control the central bank and nothing else. The fiat system would still be the same, but more controlled. Maybe this would reduce the risk for scams from banks, that we do see from time to time, but the economy would still be kept by issuing debt. The profit would go to governments instead of banks, and that might bee good (if they are not corrupt), but this is still not better than crypto in any way in my opinion.