Personally I have put more than 20% = ~40kUSD into the crypto space.
About 2% or so.
I was only a signature away from a bank loan of 80kUSD in december which I am not extremely happy did not go through (would've bought BTC around 18k).
Isn't this is a good thing, you would've bought bitcoin at a rate nearly 100% more than it is right now? Sounds like the bank saved you, at least in the short term.
In december my portfolio went from 20k to 81kUSD(was lucky to purchase DeepOnion around 2USD/DO and they hit 18USD/DO 7 days later, and today I am again hovering around 25-28kUSD.
So you are down by about 30-40% on your initial investment? Sounds like you should've sold those onions when they were so high.