Thank you ElectricFox and madpoet for your carefully considered replies. Electric, you are right of course that stockmarkets and crypto are not the same - the latter being unconstrained by regulation. However, while it may be true that no fiduciary obligation exists, I suppose I'm old fashioned enough (perhaps naive enough) to believe in honest and transparent transactions. In law the LIFE team has no responsibility, that's true. My point isn't about the extent to which LIFE team can or should mitigate buyers' losses because of a legal obligation. It is about their capacity and willingness to demonstrate transparency in their offer in order that those buyers can make a properly informed and risk weighted decision. LIFE's adopters, Tarian, Cryptosaurus and Money Mindful are new ventures established by individuals known to the LIFE team, some of whom were employees or directors of RP Assure. They have yet to present their first set of accounts. I am not saying LIFE is a scam. I can't KNOW that, but equally no one else can know that it is not. The word scam implies a clear intention to deceive and profiteer. That may be the case, but it might also come to pass  that the venture collapses as a result of nothing more sinister than incompetence. What I am suggesting is that, on the balance of probabilities, in my opinion the project is more likely to fail than succeed in the medium to longer term. If you cash out before then and make a packet, that's great. I'll be cheering you for having made the right judgement call at the right time.  The LIFE team are very keen on peppering their twitter posts with aphorisms from the likes of Napoleon Hill and Helen Keller. The latter was certainly a magnificently gifted human being, but also a deaf-blind one. So I would say to others, seek to emulate her intellectual rigour not her impairments when arriving at a judgement of this project.