Nope, first thing is that I'm a student and of course no one's gonna lend me money because they think i can't pay them and so i made a goal in my mind which is to earn without buying any bitcoin through fiat or to borrow money to buy bitcoin. I started with a simple signature campaign and earn after i earned profit i divide it into 3 parts

•   Investment to ICO's
•   Investment to trading
•   Savings
And after some time i managed to have some investments and savings and right now i just circulating my profit, from the profit i've earned to investment and from investment to savings and yes it works for me until now. The thing here is that you don't need to borrow money or to buy bitcoin you can just work through forums, freelance site that pays bitcoin and use your profits and knowledge to invest to projects, ICO's and even trading.