My will is theoretical, not practical at this point. I think right now the loan market is much too easy to abuse.
I just don't know people here enough to loan them. I would happily loan to someone trusted by the community (Gavin, Atlas), and have him re-loan this money to other people that he trusts, taking a commission in the process.

In short, I'm more looking for an investment, where my risk isn't tied to a specific person returning his loan, but is averaged out.