I believe Neo & Bee is heading the right path to providing low cost solution for debit card consumptions via bitcoin network, but in the short term how to reduce the risk of volatile BTC EUR exchange rate is my major concern.  On the other hand, I think we all would like to see the official documents released by Cyprus government and Neo & Bee that announce both sides are under agreement on the related banking regulations like money laundry policy, account suspension policy. etc.