Nowdays, e-commerce is developing quickly. Most people from paper money switch to electronic money. Now it's time to change electronic banks era to individual blockchain system. Day by day appear more and more useful services in this market and it's very good!
totally agree, a huge number of various payment systems have already been created but the market demands more. we are only on the early stage of the development of the Blockchain.
The concept sounds very interesting but I am not sure how they want to legalise this! It may work is some European countries and U.S.