Thanks for the name, but like I did not see there such an implementation of the idea as in this project, so you can still consider this project as unique
I especially like that All Datarius Cryptobank services will be available through DTRC tokens. To grant or receive a loan, to gain access to the trust limit, to invest in package investments, to participate in the formation of proposals for DTRC.
It is logical. Each project wants to create unique tokens that will be using for access to bank functionality. Creating tokens only for ICO funding doomed to failure.