Decent coin with masternode payouts and a decent team behind it. But the team (hive team) gets a whopping 70% of the block rewards, while noders and stakers get only 30%. Seems a little greedy from smartcash devs to take such a big slice when you consider the work dash, pivx etc did with 10% of the block reward and a much smaller market cap at this point in their developement.  That's the only thing putting me off about this coin. They talk about 'community' and that's all well and good, but taking 70% of the block reward leads to the coin getting highly centralized, no matter how many noders and stakers are allowed to vote on proposals.