Viabuy issues Mastercard, correct? It seems they allow their cards to be loaded with bitcoins via their processing partner, BitPay:
https://www.viabuy.com/service-experience.htmlAre there restrictions similar to Skrill or are the funds spendable and withdrawable from ATMs? They have strict KYC regs and they have had an active web presence for years so Im sure they are not a fly by night card operation.
Yes it works.
But very low limits.
You can only topup with crypto 1000 EUR per month, and max 15000 in a year.
If you want better limits, you need to verify your income, and that you pay tax, from officials.