I checked those changes that they made. lending program has been changed to something called a bank saving program, but there is lack of information in their whitepaper, I can't find any details about this program will work. The whitepaper is poor for me, 11 pages and only few info.
CLICKGem had considered all the key parameters by understanding the requirements and expectations of the participants and constantly finding the better plans and updated the right whitepapers, you can find the updated whitepapers with the complete information.