I manage my money and time by planning on how to manage my money and make schedules for me to have a plan that I can relay on everyday.
Time is more valuable than money; you can get more money by managing your time well because you cannot get more time by cash. Time is money because you can use your time to educate yourself and do it well. If you don't have such sufficient time, you won't be able to organize your mission successfully. A most successful person always managed the time to make money. Both of time and money is important, but the most important things are time because we can never repeat it.
In order to earn more money you must manage your time perfectly, having a planner makes it easier for someone rather than having none. When you do it everyday as a routine you will surely manage your time. Like me, I always have a planner for the next day or week so that I will no thinking anymore what's the next thing I will do that day. Every successful person have their own plan and strategies that they followed everyday to maximise their time.