Its never too late to join the party because the price still is $1, I would consider it high if XRP cost more than 10$ each. 10$ each however may seem very ambitious, it sure would take years and years before this will happen but if adoption takes place, it might just happen faster than we thought that we might not be able to buy at $5.
I agree.
Ripple has shown adoption and real life application and thats its main reason for being in the top 5
Adoption wise, I Ripple has a huge upside potential because you can see it already happening at a very small scale.
I am not too fond of their coin circulation set up
but it really would't matter If its something that the big banks need.
after been used by transactions, so once things kick into high gear, supply would