There is a lot of hate for this project in the community so in that way it is similar to ripple . They just released news about mainnet and they are including privacy related features in the platform as well. I think it would be a good run this year
For TRX, you can expect a pump soon since their mainnet is coming out already + announcements of announcements of announcements (by Justin Sun, LOL) of the partnerships they have already formed thus far. It is a solid and ambitious project that is delivering (as much as we are annoyed by Justin's Twitter antics).=====
As for Ripple, personally I do not trust the company that much (even if they are forming partnerships). I think the FUDs for this project is generally rather justified.
Quoting my earlier posts:
This video explains why us investors of the XRP token are effectively having our funds effectively funnelled to support the XRP token for the big companies that adopts it >> https://www.youtube.com/watch?v=OF7PIh3di8E
The inflationary nature of XRP being released (given to adopting companies; and with the specific aim to STABILIZE the price to enable actual use) cannot be countered by the negligible burn rate of 3 XRP/min (probably there to trick inexperienced investors who do not know better).Basically, it explains why us normal investors will effectively be ripp(l)ed-off by the Ripple company and the adopting companies/banks due to the above.
But still, it certainly isn't a scam nor a pyramid scheme (even though it has a characteristic of it as illustrated in the video); but IMO definitely not a good long-term investment that is for sure.---
I've just gotten out of XRP completely, and reinvested all into VeChain (VEN), which price have dipped significant now + expectation to see massive %gain soon (like with NEO and OMG) due to a series of big news:
VechainThor Confirms Partnership: DApps, BMW, Oxford University
http://www.4-traders.com/BAYERISCHE-MOTOREN-WERKE-435724/news/VechainThor-Confirms-Partnership-DApps-BMW-Oxford-University-26070445/
Were each VeChain coin I hold would gradually generate Thor tokens!!!
The common trend with successful re-brandings is that the price normally dips first, before it starts shooting up significantly after, I had noticed.---
I also hold a lot of Stellar Lumens (XML), which is doing a lot more than what Ripple does now (including functioning as an exchange (DEX), an internationally decentralized bank for third-world countries, and actually being adopted by small companies and foreign workers from developing countries, such as in SE-Asia). Even if xRapid is used, it does not automatically translate to a price increase for XRP.
This is since most money transfers are from Fiat to Fiat. Hence XRP is being bought and immediately sold close to the same price during the transfer, rather that being added to the XRP MCAP.
One way for XRP price to be pumped would be if one of these companies decides to buy XRP for themselves to keep. This will lead to a sudden gain in value, then stagnant.
Also Ripple is ALREADY releasing a large number of coins periodically (giving it to the companies who adopts it) which causes significant inflation (which isn't really countered by the pitiful coin-burn of 3 XRP/min). Basically us normal small time investors are being "used" to create liquidity for the XRP that benefits the adopting banks and companies, and especially the for-profit Ripple company; but the scheme they have designed for the XRP do not really benefit the small time investors at all if you analyse it critically. Their aim is actually to keep the XRP price stable, rather than trying to boost its value -- and this focus will increase as XRP gets more and more adoption.
If the Ripple company is listed as a stock, it will be way better to buy their stocks than to invest in XRP, IMO.