Being rich is according to fate and predestination
Hmmmm..

They say that chance only knock ones you have to grab it but also you have to do something you have to work on it wisely.
Exactly and on point.
I have always felt people who achieved success where mainly in the right place right time
and with right decision.
Absolutely that is right. Being rich people is can only be base thru it's personality and capability to do. No more, no less people on itself is the one who's responsible for what ever happen to their life in the future. No matter where they born or what their status in life when he/she was a child, all of this is nonsense because the most important is in present on what you need to do just to have a better life in the future.