We need to do something about all the scams. We are all targets and we are all vulnerable. Criminals across the country and around the globe small-time thieves and devious computer hackers are working around the clock to steal your money and your personal information. There’s nothing you can do to guarantee you won’t get taken, but there are many things, some of them very simple  that can reduce the risk. Scammers are getting increasingly sophisticated in their attempts to get your money or personal details. Be alert and protect yourself from being scammed. Be alert to the fact that scams exist. When dealing with uninvited contacts from people or businesses, whether it's over the phone, by mail, email, in person or on a social networking site, always consider the possibility that the approach may be a scam. Remember, if it looks too good to be true, it probably is.