They say that chance only knock ones you have to grab it but also you have to do something you have to work on it wisely. Chance combined it with intelligence it will be better a chance to be rich.
Being rich is not that easy. It involves a lot of effort, time and money. And I also believe that being rich is determined by chance rather than intelligence or talent. You need not to be an intelligent or talented person for you to become rich. If you are determined to be rich, you will work harder and smarter plus the strong guts in your personality. It is their mindset "no need to study about the business, just take the risk for a positive outcome" and take the chance of being rich.
There are some intelligent and talented person who afraid to do something as it is very risky on their part because before they enter, let's say in business, there are a lot of pros and cons they have to consider because there is always a study behind that, that sometimes end in nothing and forgot about the business.