So exactly how does one create more than 21 million bitcoins?
how does one "create" a growing M3 while M1 was basically constant for years, just like the 21 million coins whould be constant?
look up the definitions of money, fractional reserve banking, money multiplier.
as I've said, I don't want to repeat that discussion.
That isn't really an answer. Am I to assume you're just pulling things out of thin air? If you already discussed this, perhaps you could provide a link to the previous discussion.