you have idea to create new web-bank.
but its cant help poor people in bad countries. it will another platform to invest much money. and you have good motivation, but more people don't have exit to enthternet.
Thank you for your valuable comment. We are aware that there are still many people who dont have access to the internet. However, I have a strong believe that in the very near future, with the effort from giants in Information Technology, internet will be every where. Take a look at this effort from Facebook CEO:
http://www.independent.co.uk/life-style/gadgets-and-tech/news/facebook-aquila-drone-worldwide-internet-access-solar-power-tech-social-media-a7820786.htmlMeanwhile, for our part, we are training users worldwide. These users will then teach others what they have learnt. So when the internet has convered the entire world, every body can participate in our system and operate it smoothly.