I am also a Hodler and I am holding a lot of Cryptos including Ripple that's why Ripple is for my long term investments because it will surely pump more in the near future.
Ripple just like Bitcoin and Ethereum had faced numbers of droppings over the last 3 months but Ripple isn't different as it rides the roller-coaster type of crypto market with most of the altcoins in the market.
Ripple already offered me higher investment return so therefore I could might sell them and get my profits but I still choose to hold because as of now I don't need money of my personal expenses because I have a full-time time job career.