Who actually believe the issues with USD withdrawals are really due to technical issued with their banking partners? I think it is obvious that they are operating a fractional reserve and do not have close to enough funds if everyone wanted to pull out their fiat. A real-life exchange or investment bank is required to put customer funds in segregated accounts, but this is not the case with Mt. Gox.
Mt. Gox
does have the obligation to segregate customer funds and have 100% of them on deposit under the Japan Payment Services Act, or guaranteed by a bank. It's appropriate to ask the
Japan Financial Services Agency to audit Mt. Gox.
I think you are wrong. MtGox isn't a financial insistitution, and aren't registered under Japan Financial Services Agency. There is no category for companies like MtGox. Only banks and other companies involved in payment services, financial instruments, insurance, etc, are.