Also - your friends are financial idiots - I can tell that by what you said about them. If they are telling you to buy a house, a car and "live a nice lifestyle" - they don't have money and don't know how much capital it really takes to "live a nice lifestyle." You can't do that on your returns safely until you hit low 8 figures (which you can at your age with your nest egg) net worth.
Do not buy a house - buy a multiunit building - live in one unit, rent the rest. Thereby you both get a great cash producing investment and you also eliminate your housing expense completely - accelerating the race to more wealth.
sound advice! i did something similar plus i dont pay bathing or anything and lots of other ways to cut corners main concern is turning some of that into cash i am sad i cashed in early on BTC but i dont think at the time being sick i could have managed without selling, so for the OP dont stress yourself after this point in the same manner... its a value that is all in one place with few options, the banks in some countries can even deny to receive a transfer and so on so start working smarter to make some of that in you bank profile lots of ways you can do this depending on the counrty your in i think....