They are actually not as open to technology as we think. Of course they embrace it, they have been doing so since they were young. But are they as prepared to change the way they do things? I do not think so. If you tell them to use new tech for showing off their lives on social media, sure. Make their lives easier? Sure. But change the way they do finance? Take control back from the banks and the state? Somehow, I believe they do not care unless it makes them more money. Entitled generation.