Im not sure i agree completely. To assume that a 'hired worker' cannot attain he attributes in your first list is wrong imo. I know people that are extremely accomplished 'businessmen' and they display all the characteristics of 'average people when it comes to investing in crypto. And likewise, i know students who are new in this space that display the tendencies of 'people with business background' I do agree however, that the successful people in crypto will very often take on the behaviours described in first list, and unsuccessful people will behave like the second list.
There is no black and white, there is only grey in real world. I wanted to show these two poles to illustrate my thoughts. I don't know many crypto ethusiasts personally. But from what I've seen so far, people from busisness environment don't build pipe dreams out of crypto. They don't expect instant profits and are ready to work. At the same time an average person may come here for the lottery, but as we all understand all people are different. And people here learn fast.