Paypal is dead, bank transactions will be dead as well, we just need time, they are expensive operationally, cryptocurrencies will be in every field of life. New big companies are coming.
I agree. But I think it will take much time, more than 10 years for sure. The world fintech progress grows day by day, so you never know what will be tomorrow. If Paypal/Bank system will be adapted to the new decentralized reality there is an opportunity to survive for them.