Yes, i beg to agree with your topic since you are giving someone what you earn or invest for. If the loaner doesn't give back what you give for him/her, that will become a problem
but the loaner has much obligation,when he was only asking for amount and when time to payback it has big interest,this kills the loaner and sometimes they turn to backing out to pay,its harder for them when they ask for loan,and more harder in time of payments..thats whybi never try to have a load,becai dont want to break my credibility as a people