Well i guess hodling in this kind of situation its not recommended i mean you wont get big profits if you are still hodling this time. Check the market almost all the coins are bleeding againwhich is not good.
yup, especially when coins dropping down. WRC dropped to 0.05 usd !!! incredible thing.
exchanging (read - trading) could be a way out. I try coinmonkey platform for such deals - it's fast and safe