I just want transparency in a product like this. Tether is screwing that up. If the new guy can prove they have the cash sequestered and provide continuous updates from a credible accounting firm, I'd use this over tether.
I think you have the wrong idea...theyre doing a dual token system so the value isn't pinned to fiat or gold. The collateral is what keeps the price stable. Read their wp:
https://havven.io/uploads/havven_whitepaper.pdf