The problem here is that someone loaning you money can't easily liquidate this collateral for $95k if you decide not to pay off the loan. As you are listening to offers of people who are interested in buying it outright, this looks like a sale disguised as a loan.
I understand your point. At the moment, we are trying to get the attention of a few larger cloud companies so I figured it would be a good in-between. I could get by with a little less cash, but I wanted to give myself a bit more room (so that I'm not leveraging other domains:)