Illiquid, but much higher ROI. That being said, would it show a greater level of confidence if the multiple was higher?
All in all, the banks don't understand much about domain names and given that this is a virtual good - I figured this platform would work well.
Unfortunately the only universally recognised collateral on this forum would be altcoins, or precious metals that is shipped physically to the lender. These are pretty much the only liquid assets that people actively accept.
The thing is that people would rather take security and liquidity over ROI in a loan this large.
$95k isn't something that anyone can offer you, a bank couldn't even offer that to you if you didn't have any valid collateral(property, etc.). And people are unsure about how much your domain resells for or whether or not it can be reversed back to your ownership.
This combined with your 0 reputation gives you absolute 0 chance of finding a loan here. I'll repeat a third time - please lock the thread.