You are not late. IN the world of trading and business, age or how old are you in the organization doesn't make it you are a sore looser. Take the case of the well known KFC around the world. Mr. Sanders sis not start when he is young, he started the business when he is in his 60's. So mate you are not late. But there is a risk involve there that you must consider example if the coin is going to bankruptcy and that is when you put in investment so definitely you cannot enjoy anymore. Just be sure to know and learn first the status of the coin you are investing in if it is still good to do business. Study and learn, do research of the project you want to join and give your best shot of it.