It undoubtedly is in the beginning stages because adoption is under 1% still. Most people barely know what Bitcoin is and average people have zero idea what Ethereum is about. That said I am a firm believer this is our future and it will rapidly transform every industry on this planet. I can only hope cryptocurrency payment adoption is 5 years away, but I feel like we may have to wait up to 10 to get fully adopted everywhere which isn't bad either.