Is it possible to find out what effective interest rate on the loan will be

The loan itself will be issued on a pledge of something ?? Or without collateral?
It is a hard work to calculate the right scores. It's a work for analytics, or AI.
Ie there is no information on this issue

? The project should have a road map or a white sheet .... Where are the interest rates.
Thanks to your question. The borrower points wishful interest rate in the loan application. Investors consider and make a desicion to invest or not.