"Payment gateway" is the most failure idea in this crypto world. Besides, I don't any enthusiasm from CEO and devs of this project. What I see is CEO he seems not to care about his project and he seems just to use money from the ICO to invest other projects. We need transparency, GUYS!. Otherwise, I just say SCAM or just another pump-dump coin.
Be reponsible to your investors.
I don't really care what other people are saying, I invested in this project because I believe that it has a great potential.
Maybe those people who are saying it's a scam are just frustrated why the price does not pump based on their expectation.