I am tempted to change the thread subject to "Vod VS Andrew, Round one.... FIGHT!"

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Nah, this is over.
I've worked too hard on my account for this. Arguing over semantics is making
all sides look like idiots. AW is usinga throw away account, so he doesn't care. My account matters. I'll be the bigger man and walk away. I'll still be here long after AW has scammed and moved on.
Since I'm forced to mention this (because AW will suggest it), my leaving the discussion is not any kind of admittance of wrong doing. I've always been on the level. I'm just done arguing with someone who doesn't have a moral compass - nothing he does in this life matters because he believes in sky fairies and he has an external life afterward in heaven, watching me burn in hell.
I NEVER WROTE HE TOOK OUT A LOAN, I WROTE "VOD MADE A REPUTATION LOAN."
You certainly did. I should be labelled a scammer for associating "took out" and "made". My bad. Feedback edited to remain 100% truthful.
See ya later, scammer.