Bitcoin the Current Standard, that uses peer-to-peer technology.
Bitcoins are created digitally through a mining process that requires powerful computers to solve complex algorithms and crunch numbers. They are currently created at the rate of 25 Bitcoins every 10 minutes and will be capped at 21 million, a level that is expected to be reached in 2140.
Litecoin Litecoin is designed for processing smaller transactions faster. Unlike the heavy computer horsepower required for Bitcoin mining, Litecoins can be mined by a normal desktop computer.
Ripple Like Bitcoin, Ripple is both a currency and a payment system. The currency component is XRP, which has a mathematical foundation like Bitcoin. The payment mechanism enables the transfer of funds in any currency to another user on the Ripple network within seconds.
MintChip Unlike most cryptocurrencies, MintChip is actually the creation of a government institution, specifically the Royal Canadian Mint. MintChip is a smart card that holds electronic value and can transfer it securely from one chip to another. Like Bitcoin, MintChip does not need personal identification; unlike Bitcoin, it is backed by a physical currency, the Canadian dollar.
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https://www.investopedia.com/articles/forex/091013/future-cryptocurrency.aspSo, where is the point that explains the future of cryptocurrency? After reading your post I am still more convinced to use and buy the first cryptocurrency that we have rather than the new one which is far less radical and revolutionary. The vision that served as the foundation of cryptocurrency, that made the invention catapult to amazing heights, was basically an independent and free one, revolutionary to a significant extent because it does not need to lean its back on governments and the traditional system they are espousing. So why should the future be a step backward?