I believe team should work fast. The Spectrocoin increased the profit only and only because of the BNK coin. And if there is no volume in Spectrocoin Bnk will get/be useless. Not to mention there is also European Crypto Bank coming
https://www.europeancryptobank.io/There are a lot of crypto banks projects right now.
As you can see almost all crypto banks are failing. I can only wish bankera a good luck.