2.) Second transfer attempt:
Now, the proud owner of 0.01x BTC finally wants to transfer the coins to his/her wallet. And BAM:
Now you get informed (FOR THE FIRST TIME EVER AGIAN) that you have to pay a 0.01 BTC transfer fee and that any transaction has to be a multiple of 0.01 BTC (i. e. that you have to "mine" at least 0.02 BTC and losing half of it to transfer fees).