It doesn't matter, fud is always around, people need to start using bitcoin as payment method, that's it. but if everyone see bitcoin only as investment instrument it is doomed to fail.
Not only bitcoin, crypto market will fail if everyone is investing in it and no one is using it.
It's hard to use as a payment processor since it showed the fee is too high comparing to real payment processors like Paypal. I don't think it will be useful in future or act as a payment processor as per the fee.