Gee TH "going out of business" who woulda thunk, and I was called unwise and childish by DUKE and bar called me an amature one or 2 pages back,,,,,,,well let me tell ya something, MR Duke and bar, I had enough insight and wisdom and f**king sense to get my chargeback started before the 60 day cut off, knowing the banks would most likely pull the plug on their accounts.... it appears my wisdom and age came through for me on this one.
PS: YOU WILL NOT SEE YOUR MONEY FOR A LONG LONG TIME IF EVER, especially if they are going into bankruptcy,,,at best PENNIES on the dollar..... and it will all be perfectly legal you get what you get based on their assets and cash on hand. Been there done that,,,but what do I know right? or even Atomic for that matter..... ATOMIC tried hard to warn everyone over and over, I am glad I looked to him for advise and his honest opinion in another forum on what to do here,,,his advise saved me 3,000 THANK YOU ATOMIC!!!! (even tho my gut was telling me to get out while the gettn was good)

That being said, we have heard it all before, you paid with a credit card/paypal and got your money back. Great! Maybe your "age" is preventing you to understand that this isn't about people that paid via CC or PayPal anymore as they all received their money back.
You are an amatuer, as all you do is play captain hindsight.