The P2P lending platforms have their own criteria, and we add our own on top of that. We can for good reasons not evaulate loans being taken all over the world with geographically sensitive criteria - not to say economic political climate.

However we can measure how well the platform underwriting is in terms of defaults, days late, risk assesment - because we will have a huge amount of data from all platforms to measure with.
There is lots of more to it, and we are closely working with credit score experts -and have one of best closely tied to our project already.

Please look at our site for more information:
https://www.welltrado.io/#team