2018 seems to be a horrible year for cryptocurrencies as the exchange rate continues to fall on both Bitcoin and altcoins. This market faces a lot of negative news as well as government bans, which makes Bitcoin and altcoins exchange rates drop in the first three months of the year. To cut losses, you should exchange cryptos you are investing in USDT and then wait for the market to recover in exchange rates.
Yeah not off to a great start.
But with that being said, i don't think this dip will last for a long time so hodlnig is what i'd recommend for now.